Black and Golds Mortgages provides expert mortgage, protection and insurance advice. Black and Golds Mortgages is a trading name of Just Mortgages Direct Limited and Black and Golds Mortgages is the name under which we carry out these services. Black and Golds Mortgages is not a business in its own right, it is part of Just Mortgages Direct Limited, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited. Just Mortgages Direct Limited was set up in 1989 and has been part of The Openwork Partnership since 2016. The Openwork Partnership is one of the UK’s largest Financial Advice networks, with over 4,500 advisers and in excess of 700 appointed representatives based throughout the UK.
At Black and Golds Mortgages we strive to make the mortgage process as simple and stress free as possible.
We offer flexible mortgage advice appointments to suit your busy schedule!
We’d love you to come to meet us at our new Wythall office where we offer face to face mortgage advice in a relaxed environment, but if you are too busy or you don’t live local don’t worry we’ve got it covered! We offer zoom and telephone appointments around your schedule.
Customers are our priority - We hate bad service! If you need us, we are there, if you call us we call you back and we promise to make your mortgage process as simple and smooth as it can be , as let’s face it life’s complicated enough !!
We have a wealth of experience in the mortgage and property market, so you know you’re in safe hands.
No jargon, No judgment just straightforward good honest advice! (With a strong Birmingham Accent 😊)
Meet Richard SpiersMortgage & Protection Adviser |
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Hi, I'm Richard.
I have lived in the Midlands area my entire my life, myself and my family are now located in Solihull in the suburb of Shirley.
I have a 4 year old daughter who keeps me on my toes! I also like to keep fit and I am a lifelong Birmingham City FC fan (glutton for punishment). I am very family focused, my family is my world and they are what drive and motivate me.
I have worked in financial services for many years, I love the property game and enjoy helping people through the house buying process.
So enough about me - get in touch and tell me how I can help you 😊
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First time buyers
Home mover
Remortgages
Buy to let
Adverse credit
New Build Mortgages
Limited company Mortgages
Life Insurance
Critical Illness Cover
Income Protection
Home insurance
And a whole lot more !
| YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO
NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE |
Some Buy to Let mortgages are not regulated by the Financial Conduct Authority
|
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE |
Some Buy to Let mortgages are not regulated by the Financial Conduct Authority
The information on this website is for use of residents of the United Kingdom only. No representations are made as to whether the information is applicable in any other country that may have access to it.
Black and Golds Estate Agents introduce to Black & Golds Mortgages which is a trading name of Just Mortgages Direct Limited which is an appointed representative of the Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority. Just Mortgages Direct Limited Registered Office: Colwyn House, Sheepen Place, Colchester, Essex, C03 3LD. Registered in England No. 2412345
Black and Golds Mortgages is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority. Approved by The Openwork Partnership on 15/02/2023
